After you have accumulated assets for your entire life, it is now time to make sure those assets are protected. Do you have car insurance and insurance on your home? Of course you do, since it is required. But, what about life insurance? Do you have it? Do you need it? Remember, we are fiduciaries, and we put your best interest in front of our company’s best interest. Most of the time, we recommend an option that pays our company nothing, but it is in your best interest.
What about liability insurance, called an umbrella policy. Do you have one? Do you need it? We don’t sell it, we just want to make sure you are covered in our litigious society.
Then, we turn to long-term care. This is a big issue for most retirees. There are six options, and we review the pros and cons of each option. What is best for you? We sell long-term care insurance, but most of the time we recommend an option that pays our company nothing.
